AZ Actuarial Services specializes in medical cost analysis.

In addition to medical cost analysis AZ Actuarial Services provides consulting services to insurance companies, self-funded plans, state insurance departments, HMOs, PPOs, third party administrators, special managed care companies, hospital systems and physician practice organizations and PEO's to assess and plan for the financial impact of risk.

AZ Actuarial Services also provides expert witness services to attorneys.

Our actuarial expertise includes product development, plan design, valuations for life insurance companies and self-funded insurance organizations, cash flow testing, claim reserve estimates and medical rate renewal calculations

AZ Actuarial Services develops statistical models to evaluate and reduce risk in the insurance, healthcare and finance industries.

Our predictive modeling and product development AZ Actuarial Services help determine the impact of rate setting, product development, valuation, underwriting and other essential aspects of ensuring long-term successful sustainable profits for

In addition, our regulatory compliance, merger & acquisition and expert witness services alleviate issues that could otherwise be catastrophic.

We look forward to providing accurate medical cost analysis that you can count on.

Alex Zeid, ASA, MAAA, is an authority on medical cost analysis as well as life and health actuarial and regulatory issues. Mr. Zeid has over 40 years of medical cost analysis experience.

His background. encompasses a broad range of management and technical functions such as: valuation, benefit product design, pricing, underwriting, administration, reinsurance, mergers and acquisitions, regulatory compliance, financial control, management reporting, experience analysis, and litigation support and management.

Alex started his own firm in 1986. He has provided actuarial and management consulting services to insurance companies, self-funded plans, associations, HMOs, PPO's, PEO's, third party administrators, associations, specialty managed care companies, hospital systems, and physician practice organizations and PEO's

His rating assignments have encompassed development of numerous health insurance policies, as well as formation of strategic alliances to market insurance and other products. He has negotiated reinsurance contracts, insurance company rates and provider compensation rates on behalf of his clients. In addition, he has developed financial models and systems for the development of new products, renewal rating, valuation of liabilities, health cost valuations, due diligence, insurance sales illustrations, annuity processing, cash value and loan processing. His financial activities for insurance companies include valuations, attesting to actuarial items in statutory and GAAP financial statements, cash flow testing, claim reserve estimates, rate renewal calculations, due diligence for mergers and acquisitions as well as financial audits of numerous insurance companies.

Alex has been active in industry activities including being the Chairman of the Actuarial Committee for the National Alliance of Life Companies for over three years and was on the Board of Directors for that organization. In addition, Alex has made several presentations before the Society of Actuaries, National Association of Insurance Commissioners, State Insurance Departments, LIMRA International, the Insurance Accounting and Statistical Association, National Alliance of Life Companies, Canadian Fraternal Association and other organizations. The Insurance Accounting and Statistical Association nominated Alex for a merit award for the paper "State of the Art Insurance Policies."

Alex is a graduate of the Illinois Institute of Technology. He is an Associate of the Society of Actuaries and a Member of the American Academy of Actuaries.

Contact Alex now for a no cost medical cost analysis consultation!

In addition to medical cost analysis AZ Actuaries provides actuarial audits for public and private entities including mutual, stock and fraternal insurance companies, health and welfare plans, self-funded plans, private and public pension plans, state insurance departments and the Internal Revenue Service.