Reinsurance occurs when an insurance company transfer all or some of its insurance risk to another insurance company. The policyholder’s rights remain with the company that transfers the risk and is usually not known by the policyholder.

AZA provides reinsurance work for both the company transferring the risk and for the company assuming the risk performing many assignments:
  • Assists reinsurers on behalf of their clients in the design, costing and competitive analysis of new innovative products;
  • Develops the reinsurance costs for products assumed by the reinsurer by performing reinsurance cost and requirement analysis
  • Assists in acquisitions of blocks of business through reinsurance transactions
  • Reviews reinsurance treaties and their financial impact
  • Assists in developing underwriting guidelines for health insurers